14.09.2026

In recent years, the micro-lending and retail banking sectors have seen a growing trend where some borrowers initiate bankruptcy proceedings shortly after obtaining a loan. For the lender, this results…

27.02.2026

I.  Theoretical foundations

Introduction

Model errors occur in credit scoring: situations where the model perceives a potentially reliable borrower as uncreditworthy,…

25.12.2020

SCORISTA took part in Chinese modeling competition “2020 Xiamen International Bank Digital Finance Cup Marketing Modeling Contest”. According to the first stage, Scorista took the 126th place (pic.…